Smart Portfolios
Portfolios that work for you,
not the other way around

Start investing
with 5'000 EUR / USD / GBP

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No Hidden Fees

All-in annual costs from 0.90%.
No entry or exit fees

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Professionally Managed

Intelligently diversified in low-cost ETFs and index funds

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Simple and Flexible

Automatic rebalancing and investment of new funds

What’s a Smart Portfolio?
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Internaxx Smart Portfolios are designed to put your investments on track for the long-term. Choose a risk profile and a currency (EUR, GBP and USD), fund your account with minimum 5'000 EUR/USD/GBP then top it up at your convenience.

Your portfolio will be professionally managed to ensure diversification and regularly rebalanced to keep you invested in assets that match with the risk profile you have selected. And with online access to your account valuation, you will always know exactly where you stand.

smart-portfolios

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Performance as at 01/08/2019 - Class D2 EUR

Investing can help you grow your money
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See how an initial investment of EUR 50'000 with monthly top ups of  EUR 500 has performed, net of all fees, since October 2015.

Four investment profiles
to match your objectives

Defensive Portfolio

Preserving your capital is important, but you are targeting performance higher than that of traditional saving schemes

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Product details:
EUR | USD | GBP

Morningstar™ Rating:
3-stars

Moderate Portfolio

You are prepared to accept more frequent fluctuations in the value of your capital to achieve higher performance

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Product details:
EUR | USD | GBP

Morningstar™ Rating: 
4-stars

Growth Portfolio

You are ready to take more risk to achieve capital growth over the long term

 

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Product details:
EUR | USD | GBP

Morningstar™ Rating: 
4-stars

Sustainable Multi-Asset

Your aim is to maximise total return while taking into account environmental and social issues
 

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Product details:
EUR | USD

Morningstar™ Rating: 
4-stars

  Fixed Income   Equity   Alternatives

 Morningstar Star Rating as at 28/08/2019 - Class D2 EUR


Want to put your investments on auto-pilot?
Apply for an account now.

 

Open an account
 

 

All the services you need,
with low and transparent pricing.

Included Services
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 Portfolio management by BlackRock, the world’s largest investment manager with over USD 6 trillion in assets under management, with automatic rebalancing and investment of new funds

 Account domiciled in Luxembourg

 Multi-currency account

 Premium client servicing via phone (8am to 10pm CET) and online 24/7

 Online account access with Portfolio X-Ray and Morningstar research to monitor your investments

Learn more

Annual Costs
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Portfolio value (EUR/GBP/USD)Account costs
0 - 50'0000.90%
50'000 – 100'0000.60%
Over 100'0000.40%
PortfolioProduct costs
Defensive, Moderate, Growth0.50%
Sustainable Multi-Asset0.97%

 

Other fees

 Zero Entry fees (vs 5% Prospectus)

 Zero Redemption fees

 Zero Trading or transaction fees

 Zero Custody fees

 Zero Exit fees

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FAQs
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1. What’s the minimum investment?
Minimum investment amount5'000 EUR/USD/GBP
Minimum cash transferNo minimum amount
Minimum top-up amountOnce your cash balance reaches 500 EUR/USD/GBP, it will be invested in your Smart Portfolio
2. What currencies are available?

Smart Portfolios are available in EUR, USD and GBP.

3. How will my initial transfer be invested in my Smart Portfolio?

Your initial cash transfer will be automatically invested in the investment you selected in your account application. Available cash is invested once per month, on or around the fifth Bank Working Day.

4. How do I top-up my Smart Portfolio?

You can top up your Smart Portfolio by transferring money to your account, either as a one-off payment made at your convenience, or by setting up regular payments by standing order. Once there is 500 EUR/USD/GBP or more in your account, your available cash balance will be invested in your Smart Portfolio on or around the fifth bank working day of the month. The last funding date to ensure your cash is invested at the start of the month is the last working day of the preceding month. Your account details can be found under Payments/Transfers > Fund My Account.

5. Can I transfer funds in a different currency than the currency of my portfolio?

Yes, you can transfer money in any of the 9 currencies available. Your cash will then be converted into the currency of your chosen portfolio, prior to the investment date for the month. Standard FX rates will apply.

6. Can I switch to a lower or higher risk profile?

You can switch to lower or higher risk profile at any time free of charge. The annual Internaxx administration fee will be pro-rated on the months you held each instrument, and charged as a line item for each investment. To switch please contact our Client Services team customerservice@internaxx.com

7. What are the costs of the Smart Portfolios?

You can access the pricing details and how the fees are calculated on the pricing page for Smart Portfolios

8. Is there a minimum holding period?

There is no minimum holding period for Smart Portfolios. You can sell part or all of your portfolio at any time but access to your funds is subject to trade settlement.

9. How do I request a redemption?

To redeem funds please log into your account and request a withdrawal for the required amount under Payments/Transfers > Withdraw Funds. The redemption will be processed on or around the fifth Bank Working Day of the following month and the funds transferred on settlement.

10. What is a KIID?

The Key Investor Information Document (KIID) is a 2-page standardised document provided by the fund company – BlackRock. Each fund share class has its own KIID. It gives you specific information about the fund, such as its objectives and investment policy, its investment risk, charges and past performance. It’s designed to help you decide if a particular fund meets your needs. You can download the relevant KIID below:

KIID BlackRock Managed Index Portfolios – Defensive D2 EUR 
KIID BlackRock Managed Index Portfolios – Defensive D2 GBP H 
KIID BlackRock Managed Index Portfolios – Defensive D2 USD H

KIID BlackRock Managed Index Portfolios – Moderate D2 EUR 
KIID BlackRock Managed Index Portfolios – Moderate D2 GBP H 
KIID BlackRock Managed Index Portfolios – Moderate D2 USD H

KIID BlackRock Managed Index Portfolios – Growth D2 EUR 
KIID BlackRock Managed Index Portfolios – Growth D2 GBP H 
KIID BlackRock Managed Index Portfolios – Growth D2 USD H

KIID ESG Multi-Asset Fund – Class D2 EUR
KIID ESG Multi-Asset Fund – Class D2 USD


Questions?
We are here to help.

Contact us